Investments

Interest-only payments can give you greater cash-flow flexibility and control

The value of your home is not tied to the amount of equity you have. Money that would have gone toward principal may work harder for you, helping you meet other financing and investment needs.

Why 100% financing may be smarter than a down payment

You could use your savings or sell some of your assets to make a down payment, but then you'd lose the flexibility of having cash available for other uses or disrupt a well thought-out investment plan.

Leverage the equity in your home as a low-cost source of borrowing and benefit from competitive rates, high credit lines and a source of funds that may be potentially tax-deductible (consult your tax advisor).

Business Banking

The Merrill Lynch Business Center is a 24-hour online business banking service designed to provide you with more control over your day-to-day cash management needs. Integrated with the WCMA^® account, you and designated employees can perform a wide range of electronic business banking activities.

Business Visa^®

The Merrill Lynch WCMA Business Access Visa^® Card offers the convenience of automatic debit, eliminates the need for traditional check-writing and provides ATM access to cash.

Lawyer turned restaurateur Patti Nowak Turner's Financial Advisor helped her find the money to grow her business without depleting her investments.

Have a tax payment due? Consider a range of choices that fit into your financial lifestyle.

Whether you want to increase purchasing power, diversify your holdings, meet emerging cash flow needs, borrowing against your portfolio can play a critical role in your wealth management strategy.